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When applying for insurance or on the renewal of any insurance, an Owner or Insured Owner shall make to the Managers a fair presentation of the risk by furnishing or disclosing to the Managers all such particulars and information as may be material to the insurance given by the Association or as the Managers may require. The Owner or Insured Owner shall ensure that every material representation as to a matter of fact is substantially correct, and every material representation as to a matter of expectation or belief is made in good faith.

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