North and Standard Club Logo Lockup

Soon to be

Standard Club and North are becoming NorthStandard on 20 February 2023. For more information on NorthStandard visit our info page. If you would like more information regarding the changes for Standard Club members and clients click here.

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i - Additional Premiums

Means the sums which may be or become payable by an Insured Owner to the Association as referred to in Rule 26.

ii - Additional Premium Areas

Means the Additional Premium Areas as described in Rule 16.

iii - The Articles

Means the Articles of Association for the time being of the club

iv - The Board

Means the directors for the time being of the club or, as the context may require, a quorum of directors present at a duly convened meeting of the board.

v - Certificate of Entry

Means the document bearing the heading “Certificate of Entry” together with any endorsement slip which may be issued to Insured Owners.

vi - The Class

Means the Singapore War Risks Mutual.

vii - The Class Committee

Means the class committee for the time being of the class.

viii - The Club

Means the Standard Club Asia Ltd of which Singapore War Risks Mutual is a class.

ix - Contributions

Means sums levied or to be levied by the board and to be paid by insured owners in accordance with rules 21 to 26.

x - Cover Afforded by the Club

Means the cover afforded by the club as described in rules 1.1 to 1.7.

xi - Effects

Means clothes, personal possessions, documents, navigation and other technical instruments and tools, but does not include cash or valuables.

xii - Entered Ship

Means a ship entered in the club for insurance.

xiii - Insured Owner

Means an owner (as defined below) by whom or on whose behalf a ship has been entered in the Singapore War Risks Mutual (Class 3) of the club irrespective of whether, at any subsequent time, the insurance of the owner or of the entered ship shall have been terminated.

xiv - Insured Value

Means the insured value as described in rule 1.2.

xv - The Managers

Means the managers for the time being of the club.

xvi - Owner

Means in relation to an Entered Ship or a ship which is intended to or desired to be entered in the Association, owner, owners in partnership, Owners holding separate shares in severalty, part owner, mortgagee, trustee, charterer, operator, manager, builder of such ship, or insurer other than the Association as defined by Rule 10.1.

xvii - Personal Data

Means any information that relates to or enables the identification of a living person.

xviii - Policy Year

Means a year from noon G.M.T. on any 20th February until noon G.M.T. on the next following 20th February.

xix - Premium

Means a Premium which is fixed in amount and is not an Additional Premium 

xx - These Rules

Means these Rules as originally framed or as from time to time altered or added to and for the time being in force.

xxi - Ship

Means in the context of an Entered Ship or a ship which is intended or desired to be entered in the Association (but in no other context), a ship, boat, hovercraft or any other description of vessel or structure (including any ship, boat, hovercraft or other vessel or structure under construction) used or intended to be used for any purpose whatsoever in navigation or otherwise on, under, over or in water or any part thereof or any proportion of the tonnage thereof or any share therein.

xxii - Successors

Means, in relation to all the persons hereinbefore specified in connection with “Owner” and “Insured Owner” and in relation to any other person whatsoever by whom or on whose behalf a ship shall have been entered in the Association, their heirs, executors, administrators, personal representatives, assigns (when permitted under these Rules), receiver, administrative receiver, curator or other person authorised to act on behalf of one who becomes incapable by reason of mental disorder of managing his property or affairs, trustee in bankruptcy, liquidator, administrator and other successors whatsoever.

xxiii - Sum Insured

Means the sum as described in Rule 1.3

xxiv - Unlawful, Prohibited or Sanctionable

Means unlawful, prohibited or sanctionable under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, United States of America, the place of incorporation or domicile of the member or the ship’s flag state.

xxv - In Writing

Means written, printed or lithographed, or visibly expressed in all or any of those or any other modes of representing or reproducing words.

Words importing the singular number only shall include the plural number and vice versa.

Words importing the masculine gender only shall include the feminine gender.

Words importing persons shall include corporations.

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