The Standard Club insures shipowners and managers for their liabilities to third parties arising out of the operation of ships, and full details of cover are set out in the Rules.

The main elements of P&I cover are:

• Loss of life and personal injury to crew, stevedores, passengers and other third parties
• Physical damage caused to docks, fixed or floating objects
• Collision damage caused to other ships
• Pollution
• Cargo loss or damage