The Club provides a number of additional covers for risks. The following are examples of such additional covers:

Charterers
Offshore / Energy Liabilities
Contractual Cover
Through Transport
Crew
General Average & Salvage
Ship Agents
Drugs, Arms & Munitions Seizure Insurance
Passenger Vessels
US Oil Pollution

Charterers

The Club provides full P&I cover for charterers, and also charterers’ damage to hull and bunkers cover. Cover has been amended this year so that the maximum recovery for loss or damage to the chartered ship, damages for detention etc, salvage, and bunkers shall not exceed a combined single limit of US$100 million unless otherwise agreed by the Managers. Click here for the terms of the charterers’ liability for damage to hull clause 2008. The Club also provides extensions of cover for both P&I and damage to hull risks for slot and space charters.

Offshore Energy liabilities

The Club has developed a programme that is able to cover a wide range of liabilities in the offshore energy business. The Club covers many different types of operations – FPSOs, drilling rigs, supply boats, offshore construction vessels, heavy lift ships and other ships carrying out specialist operations. Many of the liabilities arising in this sector are excluded from the International Group’s pooling system but these can be covered under the Club’s own reinsurance programme. Limits available are high – limits up to US$1 billion can be provided – and the cover offers wide protection for operators’ P&I liabilities in the offshore environment. The main advantages of this programme to the members who are exposed to these risks are that broad cover is available in a single transaction, minimising the chance that risks may be missed, the Managers have full control over claims-handling and covers can be tailored to members’ own specific needs.

Contractual Liabilities

The Club can provide cover limits up to $1 billion for additional liabilities assumed under contracts and indemnities where these cannot be covered under a member’s basic entry.

Through Transport

In addition to the ordinary cargo cover afforded to members, cover is also available from the Club in respect of certain third-party liabilities arising out of the carriage or intended carriage of cargo or containers on a member’s ship. The nature of the liabilities that may be included are described in Rules 20.4.A, 20.15.A, 20.19.A and 20.29.A.

Crew

In most circumstances, cover for crew liabilities is included within the member’s P&I entry for the ship on which the crew works. This will include most, and usually all, liabilities arising under members’ crew contracts. Occasionally, crew risks must be covered separately, perhaps because there is no P&I entry or because the crewing is subcontracted to a third-party crew agency. The Club is able to provide cover for crew liabilities in accordance with Rule 20.2, 20.5-8 and 20.9.2 on a stand-alone basis.

General Average & Salvage

The Club can provide cover to shipowners in respect of a cargo’s proportion of General Average and/or salvage where there has been no breach of the contract of carriage (which would otherwise have relieved the cargo from the obligation to contribute in any event, in which case, the cargo’s proportion would be covered under the normal P&I entry).

Ship Agents Cover

Members may arrange cover with the Club for liabilities arising out of the negligence of their agents.

Drugs, Arms & Munitions Seizure Insurance

The Club can provide cover for costs that may arise from the arrest or confiscation of a ship by governmental or other authorities due to the discovery or suspicion of the presence on-board of illegal narcotics, drugs, arms or munitions. This covers loss of earnings and additional expenses not recoverable under the Club Rules, such as transhipment, crewing (including repatriation and substitution), bunkers, demurrage, substitute chartering, warehousing, cargo liabilities, legal and port expenses, and the cost of providing security to obtain the release of a vessel. It does not cover fines, penalties or claims that are recoverable from the Club or other insurers.

Passenger Vessels

The Club is able to offer a wide range of additional covers for passenger vessels. These offer the member cover in respect of risks that are not included within the P&I entry. Additional risks may include liabilities to passengers whilst on shore excursions or while travelling to or from the ship, additional costs incurred and loss of profit consequent upon actual or perceived threat of criminal or terrorist activities, and loss of on-board revenue and passengers’ effects. It is also possible to provide cover to protect revenue lost on future cancelled cruises arising out of a casualty.

United States Oil Pollution Inclusion Clause

This is the Club's United States Oil Pollution Inclusion Clause. Click here to view the clause.